Savings Accounts

Regular Savings

  • Minimum opening balance $100.00 (children 13 and under - $25 minimum)
  • Interest paid quarterly
  • Quarterly Statement
  • Three withdrawals per quarter
  • $3.00 fee per each additional withdrawal
  • $3.00 per quarter if daily balance falls below $100.00
    Children 17 and under are exempt from quarterly maintenance fee.

Elite

  • Minimum opening balance $1,000.00
  • Interest paid monthly
  • Monthly Statement
  • Interest tiers at $1,000, $20,000 and $50,000
  • Three withdrawals per quarter
  • $3.00 fee per each additional withdrawal
  • $3.00 per quarter if daily balance falls below $300.00

Savings accounts with no activity for 12 months will be considered dormant.
After 18 months of no activity, the account will be charged a dormant fee of $10 per year.

Christmas Club

  • Checks issued first week of November
  • Maximum deposit of $500.00 per month
  • Penalty for early withdrawal